For your convenience, we accept Schwan’s™ Gift Card, Schwan'sPay™, Visa, MasterCard, Discover/Novis, American Express, cash, checks and electronic food stamp cards (EBT). If you select freezer bag drop off or mail order shipment you must input your credit card when you submit your order online or provide it to customer service for phone orders. Your credit card will not be charged until either your order has been shipped. When paying by check, please make checks payable to Schwan's Home Service. In doing so, you expressly authorize us, if your check is returned for any reason, to electronically debit your account for the amount of the check plus a processing fee not to exceed the state maximum legal limit. The use of a check for payment is your acknowledgement of this policy and its terms.